Ephesians 2:8-9 8 For it is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God— 9 not by works, so that no one can boast. When the gospel of Jesus Christ was presented to us God gave us the favor and grace necessary to believe by faith that the gospel is true. We were made alive with Christ by grace through faith. It was, therefore, not from us. It was from God. Although it is certainly true that we are the ones that actually have the faith, although it is certainly true that God credits our faith to us as righteousness (Genesis 15:6; Romans 4:22), it was God's grace and favor in the first place that enabled us to have the faith necessary for salvation. It is true that in order to be saved we must believe in the Lord Jesus Christ (Acts 16:31), but God's grace enables us to believe in Him. Our faith is not, then, the product of our own effort and work. It is the product of God's grace.